Information Perimeter

The payments to be considered are all digital payments made through physical and virtual POS in Italy, using the following payment instruments:

• debit cards

• credit cards

• prepaid cards (rechargeable cards not linked to a bank account, rechargeable cards linked to a bank account, rechargeable cards with account functions)

• account-to-account applications based on credit transfer or other settlement systems

For a correct provisioning of the services, and with the aim of not discriminating against any type of citizen/payment transaction, the Acquirer must also submit all the transactions including any on-us modes to PagoPA and including any reversal operations.

The object of the service will be only transactions in EUR currency.

The following transactions are therefore excluded from the perimeter:

• cashback operation (cash withdrawal)

• cash advance on POS (MCC = 6010)

• cash advance on ATM (MCC = 6011)

• Dynamic Currency Conversion (DCC)

• carried out in the territory of San Marino

It should also be noted that, according to the process approved by the Privacy Guarantor, only transactions with HashPans relating to payment instruments for which the Citizen/Buyer has enrolled in one of the services activated on the CentroStella platform of PagoPa will be transmitted to PagoPA systems (CentroStella).

This new release introduces the management of e-commerce transactions. Acquirers must provide also this type of transaction to PagoPA (see Standard PagoPA file - Transactions paragraph for details)